Personal Accident

Accidents happen and it can be costly,
so why run the risk?

What is Personal Accident Insurance?

A personal accident insurance policy allows you to have coverage should you become injured through an accident. Simply use your personal accident insurance card at the hospital or go through a reimbursement process.

What does Personal Accident Insurance cover?

Coverage for Personal Accident Insurance can be segmented into the following:

  • Accidental death & permanent disablement
  • Medical expenses

How important is Personal Accident Insurance?

There are certainly benefits in having personal accident insurance as it can act as a supplement to your health insurance. Furthermore, it does not require any underwriting process. Thus, there are no further exclusions apart from the general exlusions.

Who needs Personal Accident Insurance?

Personal accident can be beneficial for anyone. It may be more important for someone who find health insurance out of their budget, but even if you do have health insurance, it can prove to be a worthwhile investment as it can be used in conjunction with your health insurance. It does not matter what age you are, accidents can happen and insurance can save you a lot of money.

How much does a Personal Accident Insurance policy cost?

Personal Accident Insurance is vastly inexpensive when comparing to health insurance. Nonetheless, there are multiple factors that influence the premium. The following components are taken into account when determining the price:

  • Age
  • Plan
  • Occupation
  • Claims history (for renewals)


At CHAZ, we advocate taking care of our clients with attention to detail. Whether that is avdvice on policies or claim processing, we are here for your future.

Important Disclosure

The content provided is for informational and educational purposes only. The coverage written may change without notice and may not be applicable to all situations and policies. Terms, conditions and qualifications are also subject to circumstance, supplementary material and underwriting. CHAZ Insurance Brokers Ltd. is not liable for any discrepencies should there be any. For more information, please contact us via the enquiry form below.

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