Contractors All Risks

Your new project has damage during construction that could cost a hefty fee.
What happens next?

What is Contractors' All Risks Insurance?

Contractors' All Risks (CAR), is a specifically designed insurance product to cover construction projects of buildings, houses and civil engineering.

What does Contractors' All risks Insurance cover?

There are many potential hazards during a construction. A worker carrying heavy objects may shatter a glass or a crane driver may unintentionally knock down trees. These risks can be alleviated with CAR. 

  • Material damage during construction
  • Damage to property
  • Damage to third party and/or bodily arising in connection with contract work

How important is Contractors All Risks Insurance?

Typically, in a construction project, an exhaustive amount of detail is taken into planning and a profound level of expertise is often required for its completion. For those involved, the biggest fear is is that a disaster such as property damage or injuries could strike, leading to crippling costs. Thus, having adequate coverage cannot be emphasize enough as the right insurance policy can indemnify you against such results, giving you a peace of mind.

Who needs Contractors' All Risks Insurance?

Whether you are renovating or starting a new project, CAR can be useful for a number of different industries including:

  • Power generation and utilities
  • Oil, gas and petrochemicals
  • Chemicals and pharmaceuticals
  • Manufacturing and process industries
  • Residential (home, condominium)
  • Commercial (office, hotels, restaurant)
  • Government
  • Industrial
  • Heavy civil works and infrastructure (Roadways, railways, bridges, dams, tunnels, water and wastewater distribution, etc.)

How much does a Contractors' All Risk Insurance policy cost?

Typically, the sum insured is the most integral component for calculating the premium for CAR. With higher sum insured, the insurer may request additional details such as Bill of Quanitities (BOQ) and contract of agreement of the contractor as these factors can also effect the premium for bigger projects.


At CHAZ, our network with insurers runs deep. Together with our experience, we can swiftly identify the most suitable plan for you.

Important Disclosure

The content provided is for informational and educational purposes only. The coverage written may change without notice and may not be applicable to all situations and policies. Terms, conditions and qualifications are also subject to circumstance, supplementary material and underwriting. CHAZ Insurance Brokers Ltd. is not liable for any discrepencies should there be any. For more information, please contact us via the enquiry form below.

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